Cryptocurrency (or crypto) is digital money used for payments, remittances, or investments. Investing in crypto means buying digital assets like Bitcoin, Ethereum, or stablecoins with the goal of earning returns. You can hold it long term or invest it short term, but remember, prices can change quickly, and it carries risks like any investment.

Cryptocurrency runs on blockchain technology, a secure digital system that records transactions. Instead of a bank, many computers work together to verify each transaction. This makes crypto open and accessible to anyone, but prices can change quickly and there are still some risks to watch out for.

*Blockchain is a digital system that securely records and shares transactions so everyone can see them, but no one can easily change them.

Yes, crypto is legal in the Philippines. The Bangko Sentral ng Pilipinas (BSP) regulates Virtual Asset Service Providers (VASPs), which are licensed to offer crypto-related services. GoTyme Bank follows BSP guidelines to help you buy, sell, and hold crypto safely within the app.

Crypto can be profitable, but it comes with high risks. 

Crypto prices can rise and fall quickly. Before investing, think about your goals, how much risk you’re comfortable with, and how long you plan to invest. It’s best to spread out your investments and only use money you can afford to lose.

You can start by opening your GoTyme app, going to Go Crypto, and completing a quick risk profile check. Once done, you can buy, sell, and manage crypto safely, all within your GoTyme account. Go Crypto isn’t a separate investment app. It’s a feature inside the GoTyme Bank app so no need to switch apps when you invest.