How to Fund Your Stocks Account

1. How do I fund my account?
   
   You can fund your account instantly from your GoTyme Bank wallet. Just tap “Add Money” on the PH Stocks page.

2. What is the minimum or maximum investment amount in PH Stocks?
   
   Most stocks are bought in board lots, which are minimum shares set by the stock exchange. This allows your transaction to happen quicker because there are more people matching it (high liquidity), which you need for a transaction to happen. 

   Some stocks can also be bought in the odd lot market, which allow you to buy fewer shares than the usual lot size. If you’re just looking to start, this helps you break away from the idea that starting requires a high amount.

   So, remember that there’s no fixed peso minimum or maximum when investing in PH stocks. The amount you can invest depends on the stock price and the number of shares you buy.

   Sample Minimum Investment computation for Jollibee Foods Corporation (JFC):

   Market Type	Price per Share	Number of Shares	Minimum Investment
   Regular Market	₱209	10 shares	₱2,090
   Odd Lot Market	₱209	2 shares	₱418

   *If a stock is priced at ₱209 per share and the required lot size is 10 shares, the minimum investment in the regular market would be: ₱209 × 10 shares = ₱2,090

   If you choose to buy fewer shares in the odd market, your investment would be: ₱209 × 2 shares = ₱418
   
   
   NOTE: Numbers are illustrative to show you a clearer sample.
   
   

3. Are there funding and withdrawal limits?
   
   The funding and withdrawal limit is Php 500,000.00 per transaction, but there is no limit to the amount of transactions per day.

4. Are there any fees when using the GoTyme Bank app?
   
   Fees When Buying PH Stocks:
   
   

   • Commission: 0.25% of the gross trade amount
     
     
   • VAT: 12% of the commission
     
     
   • PSE: 0.005% of the gross trade amount
     
     
   • SCCP Fee: 0.01% of the gross trade amount
     
     

   Example: Buying 100 shares at ₱10 costs ₱1,002.95 total.

   When selling:

   
   All of the above, plus:
   
   

   • Sales Tax: 0.1% of the gross trade amount

   Example: Selling 100 shares at ₱20 gives you ₱1,992.10 net proceeds.

   Buying Shares:

   Details	Amount
   Number of Shares	100 Shares
   Price per Share	₱10
   Gross Amount	₱1,000.00
   Fees & Charges	₱2.95
   Total Cost	₱1,002.95