Promo Mechanics

1. This promo is open to all GoTyme customers transacting via MoreTyme QR Ph on installment terms of up to 12 installments, subject to availability. Regular GoTyme and MoreTymeConvert transactions are excluded.
   
   
2. The minimum spend is computed net of all applicable discounts, including class discounts, SM Advantage, SM Prestige, and other SM-related discounts.
   
   
3. The offer is valid for GoTyme via MoreTyme transactions made via QRPh, scanned on a BDO POS/EFT terminal.
   
   
4. Promo is valid for in-store transactions only. Online and Personal Shopper transactions are excluded.
   
   
5. Upon purchase, the customer must pay the total purchase amount in full. The 10% discount will be credited as cashback to the customer's GoTyme account within May 7 to May 17, 2026.
   
   
6. Participating Merchants include the following:
   
   
   1. SM City Clark
      
      
   2. SM City Baguio
      
      
   3. SM City Marilao
      
      
   4. SM City Baliwag
      
      
   5. SM City Tarlac
      
      
   6. SM City Pampanga
      
      
   7. SM City Laoag
      
      
   8. SM City Valenzuela
      
      
   9. SM City La Union
      
      
   10. SM City Bataan
       
       
   11. SM City Olongapo
       
       
   12. SM City Urdaneta
       
       
   13. SM City Tuguegarao
       
       
   14. SM City Telabastagan
       
       
   15. SM City Cabanatuan
       
       
   16. SM Megacenter Cabanatuan
       
       
7. Promo period: May 1, 2026 to May 3, 2026.
   
   
8. Terms and conditions apply.
   
   
9. For full promo mechanics and terms & conditions, refer to the email sent to you by GoTyme Bank or the GoTyme Bank website.
   
   
10. Refer to the following DTI permit numbers per SM Store branch:
    
    

    STORE NAME	REFERENCE
    Urdaneta	R1-PNG-146 series of 2026
    Baguio	BGT-0025 series of 2026
    Laoag	R1-ILN-04-055 series of 2026
    La Union	R1-ILN-04-055 series of 2026
    Tuguegarao	R2-CGY-0450 series of 2026
    Clark	R3-PAM-261 series of 2026
    Tarlac	R3 TAR-055 series of 2026
    Olongapo Downtown	R3-ZAM-131 series of 2026
    Olongapo Central	R3-ZAM-126 series of 2026
    Cabanatuan / Megacenter	R3-NEPO-101 series of 2026
    Bataan	R3-BAT-047 series of 2026
    Telabastagan	R3-PAM-260 series of 2026
    Marilao / Baliwag	R3-BUL-149 series of 2026
    Pampanga	R3-PAM-262 series of 2026
    Valenzuela	FTEB-255553 series of 2026

    
    

Terms and Conditions

1. Promo is open to select MoreTyme users in good standing.
   
   
   1. Accounts must not be suspended, blocked, closed, or under review.
      
      
2. Promo period: May 1, 2026 to May 3, 2026.
   
   
3. Minimum spend: ₱3,000. Cashback is 10% capped at ₱300.
   
   
4. Cashback will be credited between May 7–17, 2026.
   
   
5. Refunds may result in cashback deduction.
   
   
6. Fraud, abuse, or manipulation will result in disqualification.
   
   
   1. Split transactions within 15 minutes are not allowed.
      
      
7. Refunded/cancelled transactions within 7 days are disqualified.
   
   
8. Standard MoreTyme terms apply.
   
   

Refer to the following DTI permit numbers per SM Store branch